LEGAL REFERENCE

Hamara Legal Framework Aapke Liye

on4t apne qanuni framework ko Pakistan mein supported ilaqon ke qanoon ke mutaabiq banaya hai. Har transaction, har account aur har khelaari ki hifazat hamara priority hai. Neechay...

Account SecurityLocal CompliancePayment ProtectionData Privacy
on4t Hamara Legal Framework Aapke Liye

Hamara Legal Posture aur Jurisdiction

Service ki dastiyabi jurisdiction par depend karti hai. Access se pehle local qanoon check karna user ki zimmedari hai.

LEGAL SUPPORT

Niyami Masail ke Liye Rابطہ

Email Support Aapke legal queries, account disputes ya policy confusion...
Account Verification Agar aapka account kyun block hua ya kyun...
Withdrawal Disputes Agar withdrawal issue ho to aap apne transaction...
AETIBARI NISHANIYAAN

Kyun Aapka Account Safe Hai

Account Verification

Har naya account SMS OTP aur mobile number verification se protect hota hai. JazzCash ya Easypaisa mein pehli deposit se pehle CNIC validation hota hai.

Encryption Standard

Aapka sab data TLS 1.3 encryption mein travel karta hai. Deposits aur withdrawals bank-level security ke saath vault mein stored hoti hain.

Transaction Logging

Har bet, har deposit, har withdrawal aapke account history mein permanent record hota hai. Aap 7 saal purana data dekh sakte ho.

Payment Audit

Hamara payments team har withdrawal request ko manually verify karta hai pehle payment gateway ko bhejne se pehle.

Dispute Resolution

Agar koi payment mismatch ho, hamara reconciliation team bank-level screenshot aur transaction IDs provide karte hain proof ke liye.

Data Retention

Aapke account close hone ke baad bhi, hamara legal archive aapke records ko 5 saal rakhta hai compliance ke liye.

POLICY CLARITY

Hamara Niyami Approach Alag Kyu Hai

01

Supported Regions

on4t sirf un ilaqon mein kaam karta hai jahan Pakistan ke local laws ijazat dete hain. Har region ke liye alg terms hain.

02

Mobile-First T&Cs

Hamara Terms aapke phone par padhe jaane ke liye likhe hain, nahin lawyers ke liye. Simple Roman Urdu mein likha hai.

03

Transparent Fees

Aapke withdrawal pe jo bhi fee ho, pehle se hi likha hota hai. Hidden charges nahin hain.

04

Local Payments Focus

JazzCash, Easypaisa, SadaPay aur Raast—ye sab methods hamari T&Cs ke andar specially defined hain.

05

Dispute Timeline

Har dispute ka 30-din ka resolution window likha hai. Agar 30 din mein resolve nahin hota, escalation automatic hoti hai.

06

Account Closure Rights

Aap apna account kabhi bhi close kar sakte ho. Balance automatic aapke linked account mein return hota hai.

07

Policy Updates

Jab hamara T&Cs change hote hain, aapko email + in-app notification dono se 14 din pehle notice milta hai.

ACCOUNT FEATURES

Aapke Account ke Niyami Hifazat

Auto-Verification Jab aap deposit karte ho JazzCash ya Easypaisa se, aapka...
Withdrawal Confirmation Har withdrawal ke liye OTP + SMS confirmation hota hai...
Account Limits Aapke account par deposit aur withdrawal limits likhe hote hain...
Dormancy Policy Agar 2 saal koi activity nahin hoga, aapka account dormant...
Chargeback Protection Agar aap false chargeback de do, aapka account immediate block...
Multi-Account Ban Hamara system ek person ke multiple accounts detect karta hai...

Aapke Legal Sawaalon ke Jawab

Hamara payments team usse 24 ghante ke andar process karta hai. Agar 24 ghante baad bhi nahin aaya, aap live chat mein apna transaction ID de do. Hamara team bank se trace karega aur aapko proof de dega.

on4t sirf un ilaqon mein kaam karta hai jahan qanuni izazat hoti hai. Aapke ilaqe ka naam aapke account profile mein likha hota hai. Agar woh 'Supported' hai to bilkul legal hai.

Account block hone se pehle hamara team 3 warning emails bhe deta hai. Agar block bhi ho jaye, aapka balance frozen hota hai aur aap support se request kar sakte ho usse withdraw karne ke liye.

Kyunke hamara T&Cs har payment method—JazzCash, Easypaisa, SadaPay, Raast—aur har account scenario ko cover karte hain. Aap hamara mobile app mein 'Quick T&Cs' padh sakte ho jo sirf zaroori points hain.

Aap [email protected] mein permanent deletion request kar sakte ho. Aapka balance 7 din mein linked account mein return hoga. Data 5 saal comply ke liye rakhte hain, phir delete hota hai.

Nahin. Aapka CNIC, mobile, JazzCash ya Easypaisa details sirf hamari payment gateway ko jaate hain settlement ke liye. Koi marketing emails nahin, koi third-party sales nahin.

Pehle withdrawal attempt mein hamara system account name verify karta hai. Agar mismatch ho, withdrawal reject hoti hai aur balance wapas aata hai. Dusri baar sahi account de sakte ho.